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You don’t usually need cash up front to pay your tuition fees
You can apply for a Tuition Fee Loan of up to £9,250. If you're starting an Accelerated Degree course you can apply for a Tuition Fee Loan of up to £11,100.
You have to repay any Tuition Fee Loan you borrow.
You can also get help with your living costs
You can apply for a Maintenance Loan to help pay for your living costs such as books and rent. How much you can get depends on your household income, and where you live and study. This has to be repaid.
| Where you live and/or study | Maximum Maintenance Loan |
|---|---|
| Living with your parents | £7,747 |
| Living away from home, studying outside London | £9,203 |
| Living away from home, studying in London | £12,010 |
| Living and studying abroad | £10,539 |
It’s important you let us know if there are any changes to your living arrangements as it will affect your student finance. This is so we can make sure you get the right amount of student finance. You can update any changes in your online account.
You won’t need to repay anything until you’re earning over the repayment threshold.
Repayments will be based on your income, not how much you borrow.
Interest is charged
Interest is charged from the day your first payment is made to you or your uni or college, until your loan is repaid or cancelled. The interest you’re charged won’t affect how much you repay each month.
After 30 years your remaining loan is cancelled -
even if you haven’t repaid a penny!
If you’ve got a disability, you could get EXTRA help
You could get Disabled Students’ Allowances if you’ve got a disability, including a long-term health condition, mental-health condition or specific learning difficulty. The amount you can get depends on your needs, not your household income, and doesn’t need to be repaid.
| Allowance | Maximum amount available |
|---|---|
| Non-medical helper allowance | £23,258 per year |
| Specialist equipment allowance | £5,849 for your whole course |
| General allowance | £1,954 per year |
| Travel allowance | Reasonable spending on additional travel costs you have as a direct result of your disability |
There’s extra help if you’ve got children or an adult who depends on you financially
How much you can get depends on your household income. These grants don’t usually have to be repaid.
| Maximum amount available | |
|---|---|
| Childcare Grant - if you have one child |
85% of your childcare costs, up to a maximum of £174.22 per week |
| - if you have two or more children | 85% of your childcare costs, up to a maximum of £298.69 per week |
| Parents’ Learning Allowance | £1,766 |
| Adult Dependants’ Grant | £3,094 |
